:root{--navy:#0b1b34;--navy2:#14233f;--steel:#5b6b82;--orange:#f28c28;--bg:#f5f7fa;--w:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:#1c2736;background:var(--bg);line-height:1.6}
a{color:inherit}.wrap{max-width:1180px;margin:auto;padding:0 20px}
header{position:sticky;top:0;background:#fff;box-shadow:0 1px 8px #0001;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}.nav img{height:42px}
nav a{margin-left:20px;text-decoration:none;font-weight:600;font-size:15px;color:var(--navy)}nav a:hover{color:var(--orange)}
.lang{border:1px solid var(--steel);border-radius:6px;padding:3px 9px}
.hero{background:linear-gradient(120deg,var(--navy),#1d3a66);color:#fff;padding:90px 0}
.hero h1{font-size:44px;margin:0 0 14px;max-width:760px;line-height:1.15}.hero p{max-width:640px;font-size:19px;color:#d5deea}
.btn{display:inline-block;background:var(--orange);color:#fff;padding:13px 26px;border-radius:8px;text-decoration:none;font-weight:700;margin:18px 10px 0 0;border:0;cursor:pointer;font-size:16px}
.btn.o{background:transparent;border:2px solid #fff}
section{padding:70px 0}section.alt{background:#fff}h2{font-size:32px;color:var(--navy);margin:0 0 8px}.sub{color:var(--steel);margin-bottom:32px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:22px}
.card{background:#fff;border-radius:14px;overflow:hidden;box-shadow:0 2px 14px #0b1b3414;transition:.2s}.card:hover{transform:translateY(-4px)}
.card img{width:100%;display:block}.card div{padding:16px}.card h3{margin:0 0 6px;color:var(--navy);font-size:18px}.card p{font-size:14px;color:#4a586b;margin:0 0 8px}
.tag{display:inline-block;background:#fff3e4;color:#b55d00;font-size:12px;padding:2px 8px;border-radius:20px;font-weight:600}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;counter-reset:s}.step{background:var(--bg);padding:22px;border-radius:12px;border-top:4px solid var(--orange)}
.step b{display:block;color:var(--navy);margin-bottom:4px}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;box-shadow:0 2px 14px #0b1b3414}
th{background:var(--navy);color:#fff;text-align:left}th,td{padding:12px 14px;font-size:14px;border-bottom:1px solid #e6ebf1}
.note{font-size:13px;color:var(--steel);margin-top:10px}
.warn{background:#fff7ec;border-left:5px solid var(--orange);padding:18px 22px;border-radius:8px}
form{display:grid;gap:12px;max-width:620px}input,textarea,select{padding:12px;border:1px solid #c9d2de;border-radius:8px;font:inherit;width:100%}
footer{background:var(--navy);color:#b9c6d8;padding:40px 0;font-size:14px}footer a{color:#fff}
@media(max-width:700px){.hero h1{font-size:32px}nav a{margin-left:10px;font-size:13px}}